Tag: mortgage rates 2026

Mortgage Rates Today March 2026: What Rising Rates Mean for Buyers and Homeowners

by Brian Phillips, CRS | Mar 9, 2026 | Home Buying & Selling Tips, Home Buying Advice, Housing Market Trends, Mortgage Rates, New York City Real Estate | 0

March 12, 2026 Mortgage rates are moving higher again, with the national average 30 year fixed mortgage rate rising to 6.15%, according to Bankrate. The average 15 year fixed mortgage rate stands at 5.53%. While mortgage rates...

THE MORTGAGE LOCK-IN EFFECT: WHY MILLIONS OF HOMEOWNERS AREN’T SELLING IN 2026

by Brian Phillips, CRS | Mar 7, 2026 | Home Buying & Selling Tips, Housing Market Trends, Mortgage and Financing, New York City Real Estate, Real Estate Insights | 0

March 7, 2026 The U.S. housing market is not just expensive. In many ways, it is frozen. One of the most powerful forces shaping today’s housing market is something economists call the mortgage lock-in effect. Millions of...